For an additional premium, we cover the following business: (describe)*

conducted by an insured on premises situated: (address)*

subject to the following:

SECTION II

Exclusion 1.b. of Coverage E - Personal Liability and Coverage F - Medical Payments to Others is deleted and replaced by the following:

b. Arising out of or in connection with a business engaged in by an insured. This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the business. However, this exclusion does not apply to the necessary or incidental use of the premises to conduct the business described above.

This insurance does not apply to bodily injury to:

a. Any employee of an insured arising out of the business use described above other than to a residence employee while engaged in the employee's employment by an insured; or

b. Any pupil arising out of corporal punishment administered by or at the direction of the insured.

*Entries may be left blank if shown elsewhere in this policy for this coverage.

All other provisions of this policy apply.