CO 04 42 07 05

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

PERMITTED INCIDENTAL OCCUPANCIES

RESIDENCE PREMISES

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For an additional premium, we cover the following business:
(describe)*

conducted by an insured on the residence premises in (check which)*

subject to the following:

SECTION I

1. Coverage B does not apply to the Other Structure described above.

We cover the Other Structures described above for direct physical loss by a Peril Insured Against for not more than:

Limit of Liability $______________*

2. Coverage C - Personal Property - Item 8. under Special Limits of Liability is deleted and replaced by the following:

8. $2500 on property, on the residence premises, used at any time or in any manner for any business purpose, other than furnishings, supplies and equipment it the business described above.

The Coverage C limit of liability applies to property of the business described above.

SECTION II
Exclusion 1.b. of Coverage E - Personal Liability and Coverage F - Medical Payments to Others is deleted and replaced by the following:

b. Arising out of or in connection with a business engaged in by an insured. This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed or implied to be provided because of the nature of the business. However, this exclusion does not apply to the necessary or incidental use of the premises to conduct the business described above.

  This insurance does not apply  to bodily injury to:

a. Any employee of an insured arising out of the business use described above other than to a residence employee while engaged in the employee's employment by an insured; or

b. Any pupil arising out of corporal punishment administered by or at the direction of the insured.

*Entries may be left blank if shown elsewhere in this policy for this coverage.

All other provisions of this policy apply.

 

AUTO CLUB FAMILY INSURANCE COMPANY

 

Includes copyrighted material of Insurance
Services Office, Inc., with its permission.
Copyright, Insurance Services Office, Inc., 1990

CO 04 42 07 05