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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. EARTHQUAKE 1. For an additional premium, we insure for direct physical loss to property covered under Section I caused by earthquake including land shock waves or tremors before, during or after a volcanic eruption. One or more earthquake shocks that occur within a seventy-two hour period constitute a single earthquake. 2. Special Deductible We will pay only that part of the total of the loss for all Section I - Property Coverages, except Coverage D - Loss of Use and the Additional Coverages, that exceeds the earthquake deductible stated in this endorsement. In determining the amount, if any, that we will pay for loss or damage, the deductible for loss caused by earthquake is the amount determined by applying ____* to each of the following, and said deductible applies separately to each of the following:
We will pay only that portion of the loss which exceeds the separate deductibles calculated above. The minimum deductible for each occurrence is $250. The total deductible amount will not be less than $250. 3. Special Exclusions We do not cover loss resulting directly or indirectly from flood of any nature or tidal wave, whether caused by, resulting from, contributed to or aggravated by earthquake.
This coverage does not increase the limits of liability stated in this policy and does not include the cost of filling land. The Section I - Earth Movement exclusion does not apply to loss caused by earthquake including land shock waves or tremors before, during or after a volcanic eruption. * Entries may be left blank if shown elsewhere in this policy for this coverage. All other provisions of this policy apply. AUTO CLUB FAMILY INSURANCE COMPANY
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