| 1.
For an additional premium, we insure for direct physical loss to
property covered under Section I caused by earthquake including
land shock waves or tremors before, during or after a volcanic eruption.
One or more earthquake shocks that occur within
a seventy-two hour period constitute a single earthquake.
2. Special Deductible
The following deductible provision replaces any other deductible
provision in this policy with respect to loss covered under this
endorsement:
We will pay only that part of the total of the
loss for all Section I Property Coverages, except Coverage D -
Loss of Use and the Additional Coverages, that exceeds the earthquake
deductible stated in this endorsement.
In determining the amount, if any, that we will
pay for loss or damage, we will deduct an amount equal to
%* of the limit of liability
that applies to either Coverage A - Dwelling or Coverage C
- Personal Property, whichever is greater, in the policy
to which this endorsement is attached.
|
The total deductible amount will not be
less than $250.
3. Special Exclusions We
do not cover loss resulting directly or indirectly from flood
of any nature or tidal wave, whether caused by, resulting from,
contributed to or aggravated by earthquake.
|
We do not cover loss to exterior masonry
veneer. The value of exterior masonry veneer will be deducted
before applying the deductible clause. For the purpose of this
exclusion, stucco is not considered masonry veneer.
This coverage does not increase the limits of
liability stated in this policy and does not include the cost
of filling land.
The Section I - Earth Movement exclusion does
not apply to loss caused by earthquake including land shock waves
or tremors before, during or after a volcanic eruption.
* Entries may be left blank if shown elsewhere
in this policy for this coverage.
All other provisions of this policy apply.
AUTO CLUB FAMILY INSURANCE COMPANY
|