For an additional premium, under Coverage E - Personal Liability, the definition bodily injury is amended to include personal injury.

DEFINITIONS

The following definitions are added:

1. "Personal injury" means injury arising out of one or more of the following offenses:

a. False arrest, detention or imprisonment, or malicious prosecution;
b. Libel, slander or defamation of character; or
c. Invasion of privacy, wrongful eviction or wrongful entry.

2. "Fungi" means any type or form of fungus, including mold or mildew, and any mycotoxins, spores, scents or by-products produced or released by fungi.

Section II Exclusions do not apply to personal injury. Personal injury insurance does not apply to:

1. Liability assumed by the insured under any contract or agreement except any indemnity obligation assumed by the insured under a contract directly relating to the ownership, maintenance or use of the premises;
2. Injury caused by a violation of a penal law or ordinance committed by or with the knowledge or consent of an insured;
3. Injury sustained by any person as a result of an offense directly or indirectly related to the employment of this person by the insured;
4. Injury arising out of or in connection with a business engaged in by an insured. This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered; promised, owed, or implied to be provided because of the nature of the business;
5. Civic or public activities performed for pay by an insured; or
6. Injury to you or an insured within the meaning of part a. or b. of the insured as defined.
7. Arising out of the actual, alleged or threatened discharge, dispersal, seepage, migration, release or escape of pollutants at any time.

Pollutants means any solid, liaquid, gaseous or thermal irritant or contaminant, including smoke,vapor, soot, fumes, acids, alkalis, chemicals and waste. Waste includes materials to be recycled, reconditioned or reclaimed.

8. Arising directly or indirectly, in whole or in part, out of the actual, alleged or threatened inhalation of, ingestion of, contact with, exposure to, existence of, or presence of any fungi, wet or dry rot, or bacteria.

All other provisions of this policy apply.

AUTO CLUB FAMILY INSURANCE COMPANY