For an additional premium, under Coverage E - Personal Liability,
the definition bodily injury is amended to include personal
injury.
DEFINITIONS
The following definitions are added:
1. "Personal injury" means injury arising out
of one or more of the following offenses:
a. False arrest, detention or imprisonment, or malicious prosecution;
b. Libel, slander or defamation of character; or
c. Invasion of privacy, wrongful eviction or wrongful
entry.
2. "Fungi" means any type or form of fungus,
including mold or mildew, and any mycotoxins, spores, scents or
by-products produced or released by fungi.
Section II Exclusions do not apply to personal injury.
Personal injury insurance does not apply to:
1. Liability assumed by the insured under any contract
or agreement except any indemnity obligation assumed by the insured
under a contract directly relating to the ownership, maintenance
or use of the premises;
2. Injury caused by a violation of a penal law or ordinance
committed by or with the knowledge or consent of an insured;
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3. Injury sustained by any person as a result of an offense
directly or indirectly related to the employment of this person
by the insured;
4. Injury arising out of or in connection with a business
engaged in by an insured. This exclusion applies but is
not limited to an act or omission, regardless of its nature or
circumstance, involving a service or duty rendered; promised,
owed, or implied to be provided because of the nature of the business;
5. Civic or public activities performed for pay by an
insured; or
6. Injury to you or an insured within the meaning
of part a. or b. of the insured as defined.
7. Arising out of the actual, alleged or threatened discharge,
dispersal, seepage, migration, release or escape of pollutants
at any time.
Pollutants means any solid, liaquid, gaseous or thermal irritant
or contaminant, including smoke,vapor, soot, fumes, acids, alkalis,
chemicals and waste. Waste includes materials to be recycled,
reconditioned or reclaimed.
8. Arising directly or indirectly, in whole or in part,
out of the actual, alleged or threatened inhalation of, ingestion
of, contact with, exposure to, existence of, or presence of any
fungi, wet or dry rot, or bacteria.
All other provisions of this policy apply.
AUTO CLUB FAMILY INSURANCE COMPANY
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