HO 04 36 04 91

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
LOSS ASSESSMENT COVERAGE FOR EARTHQUAKE

For an additional premium, we agree to pay your share of any loss assessment charged during the policy period against you by a corporation or association of property owners, up to the limit of liability shown below, when the assessment is made as a result of direct loss to the property, including land shock waves or tremors before, during or after a volcanic eruption.

1. One or more earthquake shocks that occur within a seventy-two hour period constitute a single earthquake.

2. The following deductible applies to your
share of each assessment made for each loss  caused by earthquake.

No other deductible applies to this coverage.

We will pay only that part of your assessment which is more than    %* of the limit of liability shown below. This deductible amount will not be less than $250 in any one assessment.

SPECIAL EXCLUSIONS

1. We do not cover loss assessment charged against you or a corporation or association of property by any governmental body.

2. We do not cover assessment made as a result of loss resulting directly or indirectly from flood of any nature of tidal wave, whether caused by, resulting from, contributed to or aggravated by earthquake.

The Section I - Earth Movement exclusion does not apply to loss caused by earthquake including land shock waves or tremors before, during or after a volcanic eruption.

The following units are covered:

* Entries may be left blank if shown  elsewhere in this policy for this coverage.

All other provisions of this policy apply.