BACK TO FORMS INDEX

HO 24 43 04 91

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

PERMITTED INCIDENTAL OCCUPANCIES
Other Residence

For an additional premium, we cover the following "business": (describe)*

 

 

 

conducted by an "insured" on premises situated: (address)*

 

 

 

subject to the following:

SECTION II

Exclusion 1.b. of Coverage E - Personal Liability and Coverage F - Medical Payments to Others is deleted and replaced by the following:

b. Arising out of or in connection with a "business" engaged in by an "insured." This exclusion applies but is not limited to an act or omission, regardless of its nature or circumstance, involving a service or duty rendered, promised, owed, or implied to be provided because of the nature of the "business". However, this exclusion does not apply to the necessary or incidental use of the premises to conduct the "business" described above.

This insurance does not apply to "bodily injury" to:

a. Any employee of an "insured" arising out of the "business" use described above other than to a "residence employee" while engaged in the employee's employment by an "insured"; or

b. Any pupil arising out of corporal punishment administered by or at the direction of the "insured."

*Entries may be left blank if shown elsewhere in this policy for this coverage.

All other provisions of this policy apply.

HO 24 43 04 91  Copyright, Insurance Services Office, Inc., 1990