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HO 24 75 04 91

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
WATERCRAFT

 

SECTION II

For an additional premium, Coverage E - Personal Liability and Coverage F - Medical Payments to Others apply to "bodily injury" or "property damage" arising out of:

a. The ownership, maintenance, use, loading, or unloading of a watercraft described below;

b. The entrustment by an "insured" of a watercraft described below to any person; or

c. Vicarious liability, whether or not statutorily imposed, for the actions of a child or minor using a watercraft described below.

1. Watercraft powered by an outboard engine or motor or combination of outboard engines or motors of more than 25 total horsepower; or other watercraft, if with inboard or inboard-outdrive engine or motor power:

 

 

*Description

*Horsepower

*Length of Watercraft

*Ourboard Engine or Motor Owner (if not you)

*Navigation Period: from (each year)

Outboard
Engine(s) or Motor(s)
(A)         (B)

 

 

 

to

Inboard or Inboard-Outdrive
Watercraft

2. Sailing vessel, with or without auxiliary power, 26 feet or more in overall length:

*Description

*Horsepower

*Length of Watercraft
*Navigation Period: from (each year)

 

to

 

This insurance does not apply:

a. With respect to any watercraft while it is being operated in, or practicing for, any prearranged or organized race, speed contest or other similar competition. However, this exclusion does not apply to sailing vessels, with or without auxiliary power, or to predicted log cruises.

b. With respect to any watercraft with an inboard or inboard-outdrive engine or motor power or sailing vessels:

(1) To "bodily injury" to any employee of an "insured" arising out of and in the course of employment by the "insured" if the employee's principal duties are in connection with the maintenance or use of watercraft; or

(2) While the watercraft is used to carry persons for a charge or is rented to others.

*Entries may be left balnk if shown elsewhere in this policy for this coverage.

All other provisions of this policy apply.

 

 

 

HO 24 75 04 91 Copyright, Insurance Services Office, Inc., 1990