| RULE
25.6F - CLAIM RATING SURCHARGE Applies
to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo
- YES, Premier Renters - YES
A Claim Rating Surcharge
will be applied to all new business policies. The number of claims will
be determined from the CLUE report and will include any chargeable claim
in the past 3 years.
A Claim Rating
Surcharge will be applied to renewal policies. The number of chargeable
claims will be determined by reviewing the history of the current policy
and will include any chargeable claim in the past 3 years.
The
following claims will not be considered a chargeable claim:
1) Damage to Property
of Others, Earth Movement, Glass, Identity Theft, Med Pay to Others,
Mine Subsidence and Workers Comp
2) All weather-related (acts of nature) and catastrophe losses including
but not limited to Wind, Hail, Lightning and Flood
3) A claim that has a subrogation recovery or reserve
4) Any liability claim that did not result in a paid loss
5) Any property claim with a net payment of $500 or less
6) Scheduled personal property claims
|
Number
of Chargeable Paid Claims in the Last 3 Years
|
|
1
|
2
|
3
|
4+
|
|
30%
|
60%
|
100%
|
200%
|
The Claim
Rating Surcharge will be indicated on the Declarations Certificate.
| 
