ARKANSAS

SECTION 30

HOMEOWNERS

BASE PREMIUM
RULES MANUAL
RULE 30.2A
  DATE: 08-15-2013

RULE 30.2A - DEDUCTIBLES

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES
Premier Condo - YES, Premier Renters - YES

All policies are subject to a deductible applicable to a loss from all Section I - Property Coverages perils covered under the policy. The deductible is on a per occurrence basis. The amount of the deductible will be shown on the Declarations Certificate.

The premium is calculated by multiplying the base premium by the appropriate factor indicated below:

Deductible
Premier, Premier Plus,
Premier Select Factor
Premier Condo Factor
Premier Renters
Factor
 $ 250
N/A
1.72
1.72
  500
N/A
1.32
1.32
1,000
1.00
1.00
1.00
1,500
.91
.97
.97
2,000
.84
.95
.95
2,500
.82
.89
.89
3,000
.79
.87
.87
4,000
.76
.83
.83
5,000
.71
.78
.78
7,500
.61
N/A
N/A
10,000
.54
N/A
N/A