ARKANSAS

SECTION 35

HOMEOWNERS

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
 RULE 35.6A
  DATE: 10-01-2014

RULE 35.6 - SECTION I - MISCELLANEOUS

RULE 35.6A - WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE (CO 03 12)

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - NO, Premier Renters - NO

The policy may be endorsed with a special Windstorm or Hail deductible. This deductible applies to Section I - Property Coverage losses. A premium credit will be given.

The premium credit factor will be as follows:

Windstorm/Hail Percentage Deductible - 1%
Coverage A Amount Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$35,001
to
 $50,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$50,001
to
 $75,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$75,001
to
 $100,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$100,001
to
 $125,000
.980
1.000
1.000
1.000
1.000
1.000
1.000
$125,001
to
 $150,000
.960
1.000
1.000
1.000
1.000
1.000
1.000
$150,001
to
 $175,000
.940
.980
1.000
1.000
1.000
1.000
1.000
$175,001
to
 $200,000
.930
.970
1.000
1.000
1.000
1.000
1.000
$200,001
to
 $225,000
.920
.960
.990
1.000
1.000
1.000
1.000
$225,001
to
 $250,000
.910
.950
.980
1.000
1.000
1.000
1.000
$250,001
to
 $275,000
.910
.940
.970
.990
1.000
1.000
1.000
$275,001
to
 $300,000
.910
.940
.960
.980
1.000
1.000
1.000
$300,001
to
 $325,000
.900
.930
.950
.970
.990
1.000
1.000
$325,001
to
 $350,000
.900
.920
.940
.960
.990
1.000
1.000
$350,001
to
 $375,000
.900
.920
.930
.960
.980
1.000
1.000
$375,001
to
 $400,000
.890
.910
.930
.950
.980
1.000
1.000
$400,001
to
 $425,000
.890
.910
.920
.950
.980
.990
1.000
$425,001
to
 $450,000
.880
.900
.920
.950
.970
.990
1.000
$450,001
to
 $475,000
.880
.900
.920
.940
.970
.980
1.000
$475,001
to
 $500,000
.880
.900
.910
.930
.960
.980
1.000
$500,001+
.880
.900
.910
.920
.950
.970
.980
               
Coverage A Amount Range
Policy Deductible
$7,500
$10,000
  
$0
to
$35,000
1.000
1.000
  
$35,001
to
 $50,000
1.000
1.000
  
$50,001
to
 $75,000
1.000
1.000
  
$75,001
to
 $100,000
1.000
1.000
  
$100,001
to
 $125,000
1.000
1.000
  
$125,001
to
 $150,000
1.000
1.000
  
$150,001
to
 $175,000
1.000
1.000
  
$175,001
to
 $200,000
1.000
1.000
  
$200,001
to
 $225,000
1.000
1.000
  
$225,001
to
 $250,000
1.000
1.000
  
$250,001
to
 $275,000
1.000
1.000
  
$275,001
to
 $300,000
1.000
1.000
  
$300,001
to
 $325,000
1.000
1.000
  
$325,001
to
 $350,000
1.000
1.000
  
$350,001
to
 $375,000
1.000
1.000
  
$375,001
to
 $400,000
1.000
1.000
  
$400,001
to
 $425,000
1.000
1.000
  
$425,001
to
 $450,000
1.000
1.000
  
$450,001
to
 $475,000
1.000
1.000
  
$475,001
to
 $500,000
1.000
1.000
  
$500,001+
.990
1.000
  

 

              
Windstorm/Hail Percentage Deductible - 2%
Coverage A Amount Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$35,001
to
 $50,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$50,001
to
 $75,000
.950
1.000
1.000
1.000
1.000
1.000
1.000
$75,001
to
 $100,000
.920
.960
1.000
1.000
1.000
1.000
1.000
$100,001
to
 $125,000
.900
.930
.960
1.000
1.000
1.000
1.000
$125,001
to
 $150,000
.890
.920
.950
.980
1.000
1.000
1.000
$150,001
to
 $175,000
.880
.910
.930
.970
.990
1.000
1.000
$175,001
to
 $200,000
.860
.890
.920
.960
.980
1.000
1.000
$200,001
to
 $225,000
.860
.890
.910
.940
.980
.990
1.000
$225,001
to
 $250,000
.850
.880
.900
.920
.970
.990
1.000
$250,001
to
 $275,000
.850
.870
.890
.910
.960
.980
.990
$275,001
to
 $300,000
.840
.860
.880
.900
.950
.980
.990
$300,001
to
 $325,000
.840
.860
.880
.900
.950
.970
.990
$325,001
to
 $350,000
.830
.850
.870
.890
.940
.970
.980
$350,001
to
 $375,000
.830
.850
.860
.880
.930
.960
.980
$375,001
to
 $400,000
.820
.840
.860
.870
.920
.950
.980
$400,001
to
 $425,000
.820
.840
.850
.870
.910
.940
.980
$425,001
to
 $450,000
.820
.840
.850
.860
.900
.930
.970
$450,001
to
 $475,000
.820
.840
.850
.860
.890
.920
.970
$475,001
to
 $500,000
.820
.830
.840
.840
.870
.900
.960
$500,001+
.820
.830
.830
.830
.850
.880
.940
               
Coverage A Amount Range
Policy Deductible
$7,500
$10,000
  
$0
to
$35,000
1.000
1.000
  
$35,001
to
 $50,000
1.000
1.000
  
$50,001
to
 $75,000
1.000
1.000
  
$75,001
to
 $100,000
1.000
1.000
  
$100,001
to
 $125,000
1.000
1.000
  
$125,001
to
 $150,000
1.000
1.000
  
$150,001
to
 $175,000
1.000
1.000
  
$175,001
to
 $200,000
1.000
1.000
  
$200,001
to
 $225,000
1.000
1.000
  
$225,001
to
 $250,000
1.000
1.000
  
$250,001
to
 $275,000
1.000
1.000
  
$275,001
to
 $300,000
1.000
1.000
  
$300,001
to
 $325,000
1.000
1.000
  
$325,001
to
 $350,000
1.000
1.000
  
$350,001
to
 $375,000
1.000
1.000
  
$375,001
to
 $400,000
.990
1.000
  
$400,001
to
 $425,000
.990
1.000
  
$425,001
to
 $450,000
.990
1.000
  
$450,001
to
 $475,000
.980
1.000
  
$475,001
to
 $500,000
.980
1.000
  
$500,001+
.970
.980
  

 

              

Endorsement CO 03 12 Windstorm or Hail Percentage Deductible will be attached to the policy.