ARKANSAS

SECTION 35

HOMEOWNERS

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
RULE 35.9E
  DATE: 10-15-2005

RULE 35.9E - BUSINESS PURSUITS (CO 24 71)

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - YES, Premier Renters - YES

Section II - Liability Coverages may be extended for the liability of the insured arising out of business activities. Coverage is excluded if the insured owns the business, is a partner or maintains financial control of the business. Coverage to include corporal punishment is not available. The premium calculation is dependent upon the type of business activity undertaken by the insured. The additional premium is calculated by multiplying the appropriate rate listed below by the proper factor indicated in Rule 35.7B.

Classification
Rate
Per Person
Occupancy Code
     
Clerical Employee
$ 4
1
     
Sales Person, Collector or    
  Messenger - Including    
  installation, demonstration    
  or servicing operation
6
2
     
Teachers - athletic, laboratory,    
  manual or physical training
11
4
     
Teachers - not otherwise    
  classified
5
5

In addition, if the limit for Coverage F - Medical Payments to Others is other than $1,000, add the appropriate additional amount indicated in Rule 35.8B to the result calculated above.

Endorsement CO 24 71 Business Pursuits will be attached to the policy.