Help

 
Please click on a section to view the help topics.
   
New Quote Vehicle Details
Applicant Vehicle Summary
Drivers Incidental Drivers
Drivers Summary Discounts
Accidents & Violations Coverages
 
New Quote:
Policy Effective Date Please enter the date you would like this policy to become effective. The date cannot be in the past.  The date cannot be more than 60 days in the future.
Residence State Please select the state within our territory where you currently reside.
  If you reside outside our territory, please click here for other AAA clubs.
 

Back to Index

Applicant:

Applicant Full Legal Name Please enter the full legal name of the applicant(s).
Birth Date Please enter the birth date of the applicant(s).
Social Security Number Please enter the Social Security Number of the applicant(s). Social Security Number is not required to complete a quote. However, the Social Security Number will help ensure the accuracy of the information obtained from consumer reporting agencies that is required to complete a quote.
Email Address Please enter the email address of the first applicant. Email Address is not required to complete a quote.
Phone Number Please enter a phone number with area code that the first applicant may be contacted. Phone Number is not required to complete a quote.
Current Residence Address Please enter the household address where the applicants currently reside. Please note, if the applicants have lived at this address for less than 3 years, you will be required to enter a prior address on an upcoming screen.
Years you have lived at this address Please select the length of time that most closely reflects the years you have lived at the Current Residence Address.
 

Back to Index

Drivers:

  For your convenience, the name and birth date for each applicant has been prefilled as drivers. If you need to change the applicant driver’s name or date of birth, please return to Applicant.

At least one driver must be completed.
Relationship to 1st Applicant The first applicant is identified as ‘Self’. For all other drivers, please select the relationship of the driver to the 1st applicant listed on the Applicant Info screen. Drivers may be related to first applicant as spouse, child, parent, employee or other.
Name Please enter the full legal name of the driver.
Birth Date Please enter the birth date of the driver.
Gender Please select the gender of the driver.
Marital Status Please select the marital status of the driver.
Occupation Please select the occupation that most accurately describes the driver's occupation.
Age first licensed in US Please enter the age at which the driver was first licensed in the United States.
Current License Status Please select the current license status of the driver.
Does driver have liability insurance? Please select the most accurate response regarding the prior liability insurance of the driver:
  • Never been insured – driver has never had auto liability insurance
  • No Ins within past 12 months – driver had previously had auto liability insurance, but this coverage has been lapsed or expired for more than twelve (12) months.
  • Yes – driver currently maintains auto liability insurance
  • No – driver has had auto liability insurance in the last 12 months, but this coverage is currently lapsed or expired.
How long have you had continuous auto insurance? Please select the time period that most closely reflects how long you have continuous auto insurance in the last 12 months:
  • Under 6 months
  • 6 months to under 12 months
  • 12 months or more
Prior Lapses in last 12 months Please select the length of time that most closely reflects how long you have not had auto insurance in the past 12 months.
Most Recent/Current Carrier Please select the insurance carrier of your most recent or current auto insurance.
Years, Months with this carrier Please select the number of years you have been insured with the Current Carrier identified above. If you have been insured with the Current Carrier less than 1 year, select the number of months you have been insured with the Current Carrier.
Policy Expiration Date Please enter the date that your current or most recent auto policy will, or has, expired or lapsed.
Prior Bodily Injury Coverage Limit Please select the Bodily Injury that is closest to the Bodily Injury limit of your most recent or current auto insurance policy.
Prior Rental Reimbursement Please select Yes or No to indicate if your most recent or current auto insurance policy included rental reimbursement coverage.
Prior Address Please enter the prior household address where the driver resided if they have lived at the Current Residence Address for less than three (3) years.
Years at this residence Please select the length or time that most closely reflects how long the driver has resided at the Prior Address.
  When you have finished completing the driver details click the Add/Update Driver button.
  To cancel this driver, click the Cancel button. You may still be required to delete the driver from the summary screen.
 

Back to Index

Drivers Summary:

Drivers Summary For your convenience, the name and birth date for each applicant has been prefilled as drivers. If you need to change the applicant driver’s name or date of birth, please return to Applicant.

At least one driver must be completed. For your convenience we have started a driver for each applicant you listed on the previous screen. You must click the EDIT link to the right of each of the drivers shown to complete their details.
  To remove a driver, click the DELETE link to the right of the driver.
  To add more drivers, click the Add Another Driver button.
  When you are finished completing the drivers, click the Continue button.
 

Back to Index

Accidents & Violations:

  Please enter all accidents and violations for each driver that occurred within the last five years.
Driver Name Please select the name of the driver.
Date Please enter the date that the accident or violation occurred.
Description Please select the description that most closely reflects the accident or violation of the driver on the date.
Damage Amount Please enter the amount of the damage incurred in the accident. Damage Amount is required for an accident.
  When you have finished completing the accident/violation details click the Add Accident/Violation button.
  To edit the details of an accident/violation, click the EDIT link to the right of the accident or violation.
  To remove an accident/violation, click the DELETE link to the right of the accident or violation.
 

Back to Index

Vehicle Details:

VIN Please enter the Vehicle Identification Number (VIN). The VIN is not required to complete the quote. If you enter the VIN, the vehicle year, make, model and default options will be automatically entered when you click on ‘Retrieve VIN’.
Year Please select the vehicle model year, 1981 or newer. If the vehicle model year is older than 1981, please contact an AAA licensed agent for assistance.
Make Please select the vehicle make or manufacturer.
Model Please select the vehicle model.
Select Applicable Options Please select options that have been installed on the vehicle by clicking in the appropriate checkbox. Based on either the VIN entered or the Year/Make/Model selected, some of these options may be pre-selected for you.
Date Purchased Please enter the date you purchased this vehicle.
Primary Vehicle Driver Please select the driver that most frequently operates the vehicle.
Primary Vehicle Use Please select the option that best describes the primary use of the vehicle.
Estimated Annual Mileage Please enter the estimated annual mileage for the vehicle. Please enter full numbers in hundreds or thousands, e.g., 10000, not 10K.
Parked overnight at current household address Please select Yes or No to indicate if the vehicle is parked overnight at the Current Residence Address. If the vehicle is not parked at the Current Residence Address, you must enter the Vehicle Location Address and select the Reason for this Location.
Vehicle Location Address Please enter the address (street, city, state, zip) of the vehicle location is different from the Current Residence Address
Reason for this Location Please select the option that best describes the reason the vehicle is not parked at the Current Residence Address.
  When you have finished completing the vehicle details click the Add/Update Vehicle button.
  To cancel this vehicle, click the Cancel button. You may still be required to delete the vehicle from the summary screen.
 

Back to Index

Vehicle Summary:

  At least one vehicle must be completed.
  To edit a vehicle, click the EDIT link to the right of each of the vehicles.
  To remove a vehicle, click the DELETE link to the right of the vehicle.
  To add more vehicles, click the Add Another Vehicle button.
  When you are finished completing the vehicle, click the Continue button.
 

Back to Index

Incidental Drivers:

Incidental Drivers – Vehicle Assignment Please select a vehicle to assign any drivers that have not been identified as a Primary Vehicle Driver. If you have more drivers than vehicles, drivers not identified as a Primary Vehicle Driver must be identified as an Incidental Driver on a vehicle. If you have only one vehicle, every driver who is not the Primary Vehicle Driver, will be an incidental driver of the vehicle
 

Back to Index

Discounts:

  Each driver may be eligible for certain driver discounts based on their age, occupation, driving history, and vehicle assignment. The available discounts will be listed below each driver's name. Please select Yes or No for each discount.

Note: Many discounts will require supporting documentation should you decide to purchase this policy.
Auto/Home Discount If you insure your home/condo/apartment with AAA you may be eligible for an auto/home discount of up to 10% on select coverages. Please select whether you would like to see this quote with an Auto/Home Discount.
Defensive Driver/Accident Prevention Course Discount Qualified drivers may save as much as 10% off the premium for certain coverages when they successfully complete an approved Motor Vehicle Accident Prevention Course, National Safety Council Defensive Driving Course, or other similar approved course. Amount of discount may vary by state. This discount is subject to availability and certain restrictions may apply.
Driver Training Discount Save 10% off the premium for certain coverages when a qualified rated driver successfully completes a driving school or high school driver education course. This discount is subject to availability and certain restrictions may apply.
Good Student Discount Save as much as 15% off the premium for certain coverages when qualified drivers who are full time students attain specific scholastic achievements. Amount of discount may vary by state. This discount is subject to availability and certain restrictions may apply.
Student/Military Over 100 Miles Away From Home You may be eligible to receive a 10% discount on Bodily Injury Liability and Property Damage Liability (BI & PD) and Collision coverages if you have unmarried children under the age of 25 attending school more than 100 miles away from home or have joined the military and are stationed more than 100 miles away from home.
Military Personnel Discount (Louisiana only) Active Military Personnel based in Louisiana save 25% on all automobile liability insurance policies.
 

Back to Index

Coverages:

The coverages listed are based on state and vehicle age. Please select coverages that reflect your insurance needs. To compare our rates accurately, please select the same coverages as your current or most recent policy. You can find your current coverage limits on the policy declarations page of your insurance policy.
 

Back to Index