RULE 35.6 - SECTION I - MISCELLANEOUS
RULE 35.6A - WINDSTORM
OR HAIL DEDUCTIBLE (CO 03 12)
Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - NO, Premier Renters - NO
The policy may be endorsed
with a special Windstorm or Hail deductible. This deductible applies to
Section I - Property Coverage losses.
Effective
October 15, 2013, a Windstorm/Hail Deductible of 2% will be mandatory
for all new business with wood roofs. Effective
October 15, 2013, a Windstorm/Hail Deductible of 2% will be mandatory
for all renewals with wood, slate or tile roofs. Wood roofs include composition
shingle over wood, wood shake, wood shingle, wood over composition and
wood over wood. Effective November 2, 2017, when the policy has a 2% Windstorm/Hail
Deductible due to the type of roof, the policyholder may select a dollar
deductible of $4,000, $5,000, $7,500 or $10,000 instead of the 2% deductible.
A premium credit will
be given. The premium credit factor will be as follows:
Windstorm/Hail
Deductible - 1%
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$100,001 |
to
|
$125,000 |
.980
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$125,001 |
to
|
$150,000 |
.960
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$150,001 |
to
|
$175,000 |
.940
|
.980
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$175,001 |
to
|
$200,000 |
.930
|
.970
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$200,001 |
to
|
$225,000 |
.920
|
.960
|
.990
|
1.000
|
1.000
|
1.000
|
1.000
|
$225,001 |
to
|
$250,000 |
.910
|
.950
|
.980
|
1.000
|
1.000
|
1.000
|
1.000
|
$250,001 |
to
|
$275,000 |
.910
|
.940
|
.970
|
.990
|
1.000
|
1.000
|
1.000
|
$275,001 |
to
|
$300,000 |
.910
|
.940
|
.960
|
.980
|
1.000
|
1.000
|
1.000
|
$300,001 |
to
|
$325,000 |
.900
|
.930
|
.950
|
.970
|
.990
|
1.000
|
1.000
|
$325,001 |
to
|
$350,000 |
.900
|
.920
|
.940
|
.960
|
.990
|
1.000
|
1.000
|
$350,001 |
to
|
$375,000 |
.900
|
.920
|
.930
|
.960
|
.980
|
1.000
|
1.000
|
$375,001 |
to
|
$400,000 |
.890
|
.910
|
.930
|
.950
|
.980
|
1.000
|
1.000
|
$400,001 |
to
|
$425,000 |
.890
|
.910
|
.920
|
.950
|
.980
|
.990
|
1.000
|
$425,001 |
to
|
$450,000 |
.880
|
.900
|
.920
|
.950
|
.970
|
.990
|
1.000
|
$450,001 |
to
|
$475,000 |
.880
|
.900
|
.920
|
.940
|
.970
|
.980
|
1.000
|
$475,001 |
to
|
$500,000 |
.880
|
.900
|
.910
|
.930
|
.960
|
.980
|
1.000
|
$500,001+ |
.880
|
.900
|
.910
|
.920
|
.950
|
.970
|
.980
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
.990
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail
Deductible - 2%
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$50,001 |
to
|
$75,000 |
.950
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$75,001 |
to
|
$100,000 |
.920
|
.960
|
1.000
|
1.000
|
1.000
|
1.000
|
1.000
|
$100,001 |
to
|
$125,000 |
.900
|
.930
|
.960
|
1.000
|
1.000
|
1.000
|
1.000
|
$125,001 |
to
|
$150,000 |
.890
|
.920
|
.950
|
.980
|
1.000
|
1.000
|
1.000
|
$150,001 |
to
|
$175,000 |
.880
|
.910
|
.930
|
.970
|
.990
|
1.000
|
1.000
|
$175,001 |
to
|
$200,000 |
.860
|
.890
|
.920
|
.960
|
.980
|
1.000
|
1.000
|
$200,001 |
to
|
$225,000 |
.860
|
.890
|
.910
|
.940
|
.980
|
.990
|
1.000
|
$225,001 |
to
|
$250,000 |
.850
|
.880
|
.900
|
.920
|
.970
|
.990
|
1.000
|
$250,001 |
to
|
$275,000 |
.850
|
.870
|
.890
|
.910
|
.960
|
.980
|
.990
|
$275,001 |
to
|
$300,000 |
.840
|
.860
|
.880
|
.900
|
.950
|
.980
|
.990
|
$300,001 |
to
|
$325,000 |
.840
|
.860
|
.880
|
.900
|
.950
|
.970
|
.990
|
$325,001 |
to
|
$350,000 |
.830
|
.850
|
.870
|
.890
|
.940
|
.970
|
.980
|
$350,001 |
to
|
$375,000 |
.830
|
.850
|
.860
|
.880
|
.930
|
.960
|
.980
|
$375,001 |
to
|
$400,000 |
.820
|
.840
|
.860
|
.870
|
.920
|
.950
|
.980
|
$400,001 |
to
|
$425,000 |
.820
|
.840
|
.850
|
.870
|
.910
|
.940
|
.980
|
$425,001 |
to
|
$450,000 |
.820
|
.840
|
.850
|
.860
|
.900
|
.930
|
.970
|
$450,001 |
to
|
$475,000 |
.820
|
.840
|
.850
|
.860
|
.890
|
.920
|
.970
|
$475,001 |
to
|
$500,000 |
.820
|
.830
|
.840
|
.840
|
.870
|
.900
|
.960
|
$500,001+ |
.820
|
.830
|
.830
|
.830
|
.850
|
.880
|
.940
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
.990
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
.990
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
.990
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
.980
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
.980
|
1.000
|
|
|
|
|
|
$500,001+ |
.970
|
.980
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $2,500
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.877
|
.923
|
.967
|
1.000
|
1.000
|
1.000
|
1.000
|
$35,001 |
to
|
$50,000 |
.884
|
.925
|
.968
|
1.000
|
1.000
|
1.000
|
1.000
|
$50,001 |
to
|
$75,000 |
.893
|
.926
|
.969
|
1.000
|
1.000
|
1.000
|
1.000
|
$75,001 |
to
|
$100,000 |
.897
|
.928
|
.970
|
1.000
|
1.000
|
1.000
|
1.000
|
$100,001 |
to
|
$125,000 |
.900
|
.930
|
.971
|
1.000
|
1.000
|
1.000
|
1.000
|
$125,001 |
to
|
$150,000 |
.902
|
.938
|
.973
|
1.000
|
1.000
|
1.000
|
1.000
|
$150,001 |
to
|
$175,000 |
.904
|
.943
|
.974
|
1.000
|
1.000
|
1.000
|
1.000
|
$175,001 |
to
|
$200,000 |
.906
|
.947
|
.975
|
1.000
|
1.000
|
1.000
|
1.000
|
$200,001 |
to
|
$225,000 |
.908
|
.948
|
.976
|
1.000
|
1.000
|
1.000
|
1.000
|
$225,001 |
to
|
$250,000 |
.910
|
.950
|
.980
|
1.000
|
1.000
|
1.000
|
1.000
|
$250,001 |
to
|
$275,000 |
.918
|
.955
|
.981
|
1.000
|
1.000
|
1.000
|
1.000
|
$275,001 |
to
|
$300,000 |
.925
|
.959
|
.982
|
1.000
|
1.000
|
1.000
|
1.000
|
$300,001 |
to
|
$325,000 |
.931
|
.961
|
.984
|
1.000
|
1.000
|
1.000
|
1.000
|
$325,001 |
to
|
$350,000 |
.936
|
.963
|
.985
|
1.000
|
1.000
|
1.000
|
1.000
|
$350,001 |
to
|
$375,000 |
.940
|
.965
|
.986
|
1.000
|
1.000
|
1.000
|
1.000
|
$375,001 |
to
|
$400,000 |
.943
|
.967
|
.987
|
1.000
|
1.000
|
1.000
|
1.000
|
$400,001 |
to
|
$425,000 |
.947
|
.969
|
.989
|
1.000
|
1.000
|
1.000
|
1.000
|
$425,001 |
to
|
$450,000 |
.952
|
.970
|
.990
|
1.000
|
1.000
|
1.000
|
1.000
|
$450,001 |
to
|
$475,000 |
.956
|
.972
|
.991
|
1.000
|
1.000
|
1.000
|
1.000
|
$475,001 |
to
|
$500,000 |
.958
|
.974
|
.993
|
1.000
|
1.000
|
1.000
|
1.000
|
$500,001+ |
.960
|
.978
|
.994
|
1.000
|
1.000
|
1.000
|
1.000
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
1.000
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $3,000
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.856
|
.895
|
.935
|
.963
|
1.000
|
1.000
|
1.000
|
$35,001 |
to
|
$50,000 |
.859
|
.898
|
.937
|
.965
|
1.000
|
1.000
|
1.000
|
$50,001 |
to
|
$75,000 |
.863
|
.900
|
.939
|
.966
|
1.000
|
1.000
|
1.000
|
$75,001 |
to
|
$100,000 |
.869
|
.903
|
.942
|
.968
|
1.000
|
1.000
|
1.000
|
$100,001 |
to
|
$125,000 |
.877
|
.910
|
.947
|
.969
|
1.000
|
1.000
|
1.000
|
$125,001 |
to
|
$150,000 |
.890
|
.920
|
.950
|
.970
|
1.000
|
1.000
|
1.000
|
$150,001 |
to
|
$175,000 |
.893
|
.923
|
.952
|
.972
|
1.000
|
1.000
|
1.000
|
$175,001 |
to
|
$200,000 |
.896
|
.927
|
.953
|
.973
|
1.000
|
1.000
|
1.000
|
$200,001 |
to
|
$225,000 |
.900
|
.931
|
.955
|
.975
|
1.000
|
1.000
|
1.000
|
$225,001 |
to
|
$250,000 |
.904
|
.934
|
.957
|
.977
|
1.000
|
1.000
|
1.000
|
$250,001 |
to
|
$275,000 |
.907
|
.938
|
.958
|
.979
|
1.000
|
1.000
|
1.000
|
$275,001 |
to
|
$300,000 |
.910
|
.940
|
.960
|
.980
|
1.000
|
1.000
|
1.000
|
$300,001 |
to
|
$325,000 |
.916
|
.943
|
.962
|
.982
|
1.000
|
1.000
|
1.000
|
$325,001 |
to
|
$350,000 |
.921
|
.946
|
.964
|
.984
|
1.000
|
1.000
|
1.000
|
$350,001 |
to
|
$375,000 |
.925
|
.949
|
.966
|
.986
|
1.000
|
1.000
|
1.000
|
$375,001 |
to
|
$400,000 |
.928
|
.951
|
.967
|
.987
|
1.000
|
1.000
|
1.000
|
$400,001 |
to
|
$425,000 |
.932
|
.954
|
.969
|
.989
|
1.000
|
1.000
|
1.000
|
$425,001 |
to
|
$450,000 |
.936
|
.957
|
.971
|
.990
|
1.000
|
1.000
|
1.000
|
$450,001 |
to
|
$475,000 |
.939
|
.961
|
.973
|
.991
|
1.000
|
1.000
|
1.000
|
$475,001 |
to
|
$500,000 |
.943
|
.963
|
.976
|
.993
|
1.000
|
1.000
|
1.000
|
$500,001+ |
.949
|
.967
|
.980
|
.995
|
1.000
|
1.000
|
1.000
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
1.000
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $4,000
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.826
|
.863
|
.895
|
.924
|
.960
|
1.000
|
1.000
|
$35,001 |
to
|
$50,000 |
.829
|
.866
|
.900
|
.926
|
.962
|
1.000
|
1.000
|
$50,001 |
to
|
$75,000 |
.835
|
.869
|
.903
|
.929
|
.964
|
1.000
|
1.000
|
$75,001 |
to
|
$100,000 |
.840
|
.873
|
.907
|
.933
|
.965
|
1.000
|
1.000
|
$100,001 |
to
|
$125,000 |
.846
|
.877
|
.911
|
.938
|
.966
|
1.000
|
1.000
|
$125,001 |
to
|
$150,000 |
.851
|
.882
|
.915
|
.942
|
.967
|
1.000
|
1.000
|
$150,001 |
to
|
$175,000 |
.856
|
.886
|
.918
|
.945
|
.969
|
1.000
|
1.000
|
$175,001 |
to
|
$200,000 |
.860
|
.890
|
.920
|
.950
|
.970
|
1.000
|
1.000
|
$200,001 |
to
|
$225,000 |
.863
|
.892
|
.922
|
.951
|
.971
|
1.000
|
1.000
|
$225,001 |
to
|
$250,000 |
.867
|
.894
|
.923
|
.952
|
.972
|
1.000
|
1.000
|
$250,001 |
to
|
$275,000 |
.871
|
.896
|
.924
|
.954
|
.974
|
1.000
|
1.000
|
$275,001 |
to
|
$300,000 |
.875
|
.899
|
.925
|
.955
|
.975
|
1.000
|
1.000
|
$300,001 |
to
|
$325,000 |
.879
|
.901
|
.926
|
.956
|
.976
|
1.000
|
1.000
|
$325,001 |
to
|
$350,000 |
.882
|
.904
|
.928
|
.957
|
.977
|
1.000
|
1.000
|
$350,001 |
to
|
$375,000 |
.886
|
.907
|
.929
|
.958
|
.979
|
1.000
|
1.000
|
$375,001 |
to
|
$400,000 |
.890
|
.910
|
.930
|
.960
|
.980
|
1.000
|
1.000
|
$400,001 |
to
|
$425,000 |
.898
|
.918
|
.937
|
.962
|
.982
|
1.000
|
1.000
|
$425,001 |
to
|
$450,000 |
.906
|
.926
|
.945
|
.964
|
.983
|
1.000
|
1.000
|
$450,001 |
to
|
$475,000 |
.915
|
.935
|
.948
|
.967
|
.984
|
1.000
|
1.000
|
$475,001 |
to
|
$500,000 |
.924
|
.943
|
.954
|
.971
|
.985
|
1.000
|
1.000
|
$500,001+ |
.933
|
.951
|
.962
|
.975
|
.987
|
1.000
|
1.000
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
1.000
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $5,000
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.792
|
.822
|
.856
|
.879
|
.909
|
.947
|
1.000
|
$35,001 |
to
|
$50,000 |
.796
|
.826
|
.858
|
.883
|
.914
|
.951
|
1.000
|
$50,001 |
to
|
$75,000 |
.799
|
.829
|
.861
|
.886
|
.918
|
.954
|
1.000
|
$75,001 |
to
|
$100,000 |
.803
|
.831
|
.863
|
.888
|
.921
|
.956
|
1.000
|
$100,001 |
to
|
$125,000 |
.808
|
.837
|
.866
|
.892
|
.925
|
.958
|
1.000
|
$125,001 |
to
|
$150,000 |
.815
|
.845
|
.871
|
.895
|
.928
|
.960
|
1.000
|
$150,001 |
to
|
$175,000 |
.824
|
.855
|
.878
|
.897
|
.932
|
.963
|
1.000
|
$175,001 |
to
|
$200,000 |
.832
|
.864
|
.886
|
.905
|
.937
|
.967
|
1.000
|
$200,001 |
to
|
$225,000 |
.841
|
.872
|
.893
|
.913
|
.944
|
.976
|
1.000
|
$225,001 |
to
|
$250,000 |
.850
|
.880
|
.900
|
.920
|
.950
|
.980
|
1.000
|
$250,001 |
to
|
$275,000 |
.852
|
.882
|
.901
|
.923
|
.951
|
.981
|
1.000
|
$275,001 |
to
|
$300,000 |
.855
|
.883
|
.902
|
.925
|
.952
|
.982
|
1.000
|
$300,001 |
to
|
$325,000 |
.858
|
.885
|
.903
|
.927
|
.953
|
.983
|
1.000
|
$325,001 |
to
|
$350,000 |
.861
|
.887
|
.904
|
.929
|
.954
|
.984
|
1.000
|
$350,001 |
to
|
$375,000 |
.864
|
.889
|
.905
|
.932
|
.955
|
.985
|
1.000
|
$375,001 |
to
|
$400,000 |
.867
|
.891
|
.906
|
.933
|
.956
|
.986
|
1.000
|
$400,001 |
to
|
$425,000 |
.870
|
.893
|
.907
|
.935
|
.957
|
.987
|
1.000
|
$425,001 |
to
|
$450,000 |
.873
|
.895
|
.908
|
.937
|
.958
|
.988
|
1.000
|
$450,001 |
to
|
$475,000 |
.877
|
.898
|
.909
|
.938
|
.959
|
.989
|
1.000
|
$475,001 |
to
|
$500,000 |
.880
|
.900
|
.910
|
.940
|
.960
|
.990
|
1.000
|
$500,001+ |
.891
|
.912
|
.921
|
.947
|
.966
|
.995
|
1.000
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
1.000
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $7,500
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.764
|
.792
|
.812
|
.831
|
.849
|
.882
|
.919
|
$35,001 |
to
|
$50,000 |
.766
|
.794
|
.813
|
.833
|
.852
|
.884
|
.921
|
$50,001 |
to
|
$75,000 |
.767
|
.796
|
.815
|
.835
|
.854
|
.886
|
.922
|
$75,001 |
to
|
$100,000 |
.769
|
.797
|
.817
|
.837
|
.856
|
.887
|
.924
|
$100,001 |
to
|
$125,000 |
.771
|
.799
|
.819
|
.839
|
.858
|
.889
|
.925
|
$125,001 |
to
|
$150,000 |
.774
|
.800
|
.822
|
.841
|
.860
|
.890
|
.927
|
$150,001 |
to
|
$175,000 |
.776
|
.801
|
.824
|
.842
|
.861
|
.891
|
.928
|
$175,001 |
to
|
$200,000 |
.782
|
.803
|
.826
|
.844
|
.863
|
.892
|
.930
|
$200,001 |
to
|
$225,000 |
.788
|
.808
|
.828
|
.847
|
.865
|
.894
|
.931
|
$225,001 |
to
|
$250,000 |
.797
|
.815
|
.834
|
.852
|
.869
|
.897
|
.933
|
$250,001 |
to
|
$275,000 |
.802
|
.821
|
.839
|
.858
|
.873
|
.902
|
.934
|
$275,001 |
to
|
$300,000 |
.811
|
.829
|
.845
|
.863
|
.877
|
.906
|
.936
|
$300,001 |
to
|
$325,000 |
.821
|
.836
|
.851
|
.869
|
.884
|
.911
|
.938
|
$325,001 |
to
|
$350,000 |
.825
|
.844
|
.859
|
.875
|
.895
|
.916
|
.939
|
$350,001 |
to
|
$375,000 |
.830
|
.850
|
.870
|
.880
|
.900
|
.920
|
.940
|
$375,001 |
to
|
$400,000 |
.836
|
.853
|
.874
|
.884
|
.906
|
.923
|
.943
|
$400,001 |
to
|
$425,000 |
.843
|
.857
|
.877
|
.888
|
.912
|
.927
|
.946
|
$425,001 |
to
|
$450,000 |
.851
|
.864
|
.882
|
.896
|
.916
|
.931
|
.951
|
$450,001 |
to
|
$475,000 |
.862
|
.871
|
.887
|
.905
|
.923
|
.936
|
.955
|
$475,001 |
to
|
$500,000 |
.873
|
.881
|
.892
|
.914
|
.931
|
.944
|
.959
|
$500,001+ |
.885
|
.894
|
.906
|
.922
|
.939
|
.953
|
.968
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
1.000
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
1.000
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
1.000
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
1.000
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
1.000
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
1.000
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
1.000
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
1.000
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
1.000
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
1.000
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
1.000
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
1.000
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
1.000
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
1.000
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
1.000
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
1.000
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
1.000
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
1.000
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
1.000
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
1.000
|
1.000
|
|
|
|
|
|
$500,001+ |
1.000
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Windstorm/Hail Deductible - $10,000
|
Coverage
A Amount Range
|
Policy
Deductible
|
$1,000
|
$1,500
|
$2,000
|
$2,500
|
$3,000
|
$4,000
|
$5,000
|
$0
|
to
|
$35,000
|
.744
|
.765
|
.788
|
.810
|
.820
|
.845
|
.884
|
$35,001 |
to
|
$50,000 |
.746
|
.766
|
.790
|
.812
|
.822
|
.847
|
.885
|
$50,001 |
to
|
$75,000 |
.747
|
.768
|
.792
|
.814
|
.824
|
.848
|
.886
|
$75,001 |
to
|
$100,000 |
.748
|
.770
|
.793
|
.815
|
.826
|
.850
|
.888
|
$100,001 |
to
|
$125,000 |
.750
|
.772
|
.795
|
.817
|
.827
|
.851
|
.889
|
$125,001 |
to
|
$150,000 |
.752
|
.774
|
.796
|
.818
|
.829
|
.853
|
.891
|
$150,001 |
to
|
$175,000 |
.754
|
.776
|
.798
|
.820
|
.831
|
.855
|
.892
|
$175,001 |
to
|
$200,000 |
.757
|
.778
|
.799
|
.821
|
.832
|
.856
|
.893
|
$200,001 |
to
|
$225,000 |
.760
|
.783
|
.801
|
.823
|
.834
|
.858
|
.895
|
$225,001 |
to
|
$250,000 |
.764
|
.787
|
.803
|
.824
|
.835
|
.860
|
.896
|
$250,001 |
to
|
$275,000 |
.772
|
.789
|
.805
|
.826
|
.837
|
.862
|
.898
|
$275,001 |
to
|
$300,000 |
.781
|
.795
|
.811
|
.828
|
.840
|
.863
|
.899
|
$300,001 |
to
|
$325,000 |
.788
|
.799
|
.818
|
.831
|
.844
|
.865
|
.901
|
$325,001 |
to
|
$350,000 |
.793
|
.807
|
.823
|
.837
|
.847
|
.867
|
.902
|
$350,001 |
to
|
$375,000 |
.796
|
.813
|
.827
|
.842
|
.852
|
.870
|
.904
|
$375,001 |
to
|
$400,000 |
.799
|
.817
|
.832
|
.846
|
.856
|
.873
|
.907
|
$400,001 |
to
|
$425,000 |
.804
|
.822
|
.836
|
.849
|
.861
|
.878
|
.914
|
$425,001 |
to
|
$450,000 |
.808
|
.828
|
.841
|
.853
|
.865
|
.886
|
.923
|
$450,001 |
to
|
$475,000 |
.813
|
.836
|
.845
|
.856
|
.872
|
.893
|
.932
|
$475,001 |
to
|
$500,000 |
.820
|
.840
|
.850
|
.860
|
.880
|
.900
|
.940
|
$500,001+ |
.847
|
.859
|
.876
|
.887
|
.902
|
.918
|
.946
|
|
|
|
|
|
|
|
|
Coverage
A Amount Range
|
Policy
Deductible |
$7,500
|
$10,000
|
|
|
|
|
|
$0
|
to
|
$35,000
|
.940
|
1.000
|
|
|
|
|
|
$35,001 |
to
|
$50,000 |
.942
|
1.000
|
|
|
|
|
|
$50,001 |
to
|
$75,000 |
.944
|
1.000
|
|
|
|
|
|
$75,001 |
to
|
$100,000 |
.945
|
1.000
|
|
|
|
|
|
$100,001 |
to
|
$125,000 |
.946
|
1.000
|
|
|
|
|
|
$125,001 |
to
|
$150,000 |
.948
|
1.000
|
|
|
|
|
|
$150,001 |
to
|
$175,000 |
.949
|
1.000
|
|
|
|
|
|
$175,001 |
to
|
$200,000 |
.950
|
1.000
|
|
|
|
|
|
$200,001 |
to
|
$225,000 |
.951
|
1.000
|
|
|
|
|
|
$225,001 |
to
|
$250,000 |
.953
|
1.000
|
|
|
|
|
|
$250,001 |
to
|
$275,000 |
.954
|
1.000
|
|
|
|
|
|
$275,001 |
to
|
$300,000 |
.956
|
1.000
|
|
|
|
|
|
$300,001 |
to
|
$325,000 |
.957
|
1.000
|
|
|
|
|
|
$325,001 |
to
|
$350,000 |
.959
|
1.000
|
|
|
|
|
|
$350,001 |
to
|
$375,000 |
.960
|
1.000
|
|
|
|
|
|
$375,001 |
to
|
$400,000 |
.962
|
1.000
|
|
|
|
|
|
$400,001 |
to
|
$425,000 |
.964
|
1.000
|
|
|
|
|
|
$425,001 |
to
|
$450,000 |
.965
|
1.000
|
|
|
|
|
|
$450,001 |
to
|
$475,000 |
.967
|
1.000
|
|
|
|
|
|
$475,001 |
to
|
$500,000 |
.970
|
1.000
|
|
|
|
|
|
$500,001+ |
.975
|
1.000
|
|
|
|
|
|
|
|
|
|
|
|
|
|
This endorsement is
not available when endorsement CO 00 17 - Roof Surfaces or CO 00 18 -
Roof Surfaces is attached to the policy.
Endorsement CO 03 12
Windstorm or Hail Deductible will be attached to the policy.
|