INDIANA

SECTION 35

HOMEOWNERS

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
RULE 35.6A
  DATE: 07-15-2003

RULE 35.6 - SECTION I - MISCELLANEOUS

RULE 35.6A - WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE (HO 03 12)

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - NO, Premier Renters - NO

The policy may be endorsed with a special Windstorm or Hail deductible. This deductible applies to Section I - Property Coverage losses. A premium credit will be given. The premium credit factor will be as follows:

Windstorm/Hail Percentage Deductible - 1%
Coverage A Limit
Policy Deductible
Up to $59,999
$60,000
to 99,999
$100,000
to $200,000
$200,001 and over
  $250
 .94
 .93
 .92
 .91
  $500
 .97
 .96
 .95
 .94
$1,000
1.00
1.00
 .98
 .97
$2,000
1.00
1.00
1.00
 .98
$2,500
1.00
1.00
1.00
 .99
$4,000
1.00
1.00
1.00
1.00
Windstorm/Hail Percentage Deductible - 2%
Coverage A Limit
Policy Deductible
Up to $59,999
$60,000
to 99,999
$100,000
to $200,000
$200,001 and over
  $250
 .88
 .87
 .86
.85
  $500
 .90
 .89
 .88
.87
$1,000
 .95
 .94
 .93
.92
$2,000
1.00
1.00
 .96
.95
$2,500
1.00
1.00
 .98
.97
$4,000
1.00
1.00
1.00
.99

Endorsement HO 03 12 Windstorm or Hail Percentage Deductible will be attached to the policy.