RULE 20.1D - COVERAGE D - LOSS OF USE
The purpose of this coverage is to reimburse the insured for additional living expenses or fair rental value in the event of a loss to the residence premises requiring the insured or a tenant to vacate the premises. This coverage is limited to the actual loss sustained within 12 months from the date of loss and shall not exceed 30% of the Coverage A amount for Premier, Premier Plus and Premier Select policies and 30% of the Coverage C amount for Premier Condominium Owners and Premier Renters policies.
We will also pay any reasonable and necessary increase in living expenses and actual loss of rental income if a civil authority prohibits the insured from occupying the residence premises as a result of direct damage to neighboring property by a covered cause of loss. This coverage is limited to 2 weeks and shall not exceed $2,500. A $500 deductible will apply.
