MISSOURI

SECTION 30

HOMEOWNERS

BASE PREMIUM
RULES MANUAL
 RULE 30.2A
 

DATE: 04-15-2017

RULE 30.2A - DEDUCTIBLES

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES
Premier Condo - YES, Premier Renters - YES

All policies are subject to a deductible applicable to a loss from all Section I - Property Coverages perils covered under the policy. The deductible is on a per occurrence basis. The amount of the deductible will be shown on the Declarations Certificate.

The premium is calculated by multiplying the base premium by the appropriate factor indicated below:

Deductible
Premier, Premier Plus,
Premier Select Factor
Premier Condo Factor
Premier Renters
Factor
  250
N/A
1.21
1.21
  500
N/A
1.00
1.00
1,000
1.00
.82
.82
1,500
.93
.78
.78
2,000
.87
.74
.74
2,500
.84
.71
.71
3,000
.80
.67
.67
4,000
.76
.64
.64
5,000
.71
.61
.61
7,500
.62
N/A
N/A
10,000
.52
N/A
N/A