RULE 35.3G - HOME DAY CARE COVERAGE (CO 04 97)
Applies
to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo
- YES, Premier Renters - NO
The policy may be endorsed to provide Section I - Property Coverages and Section II - Liability Coverages for a home day care business in the dwelling or in another structure on the residence premises. A day care business involving the care of more than three persons for which monetary or other compensation is received is not eligible.
This endorsement provides that property of this business is covered up to the Coverage C - Personal Property limit. This endorsement does not increase the Coverage C - Personal Property limit. If this limit needs to be increased, refer to Rule 35.3A.
If the home day care business is located in another structure, Coverage B - Other Structures does not apply to that structure. To add Coverage B - Other Structures, to include that structure, the additional premium is $4 per $1,000 of coverage.
The additional premium for the increased Coverages E - Personal Liability and F - Medical Payments to Others exposure must also be calculated in accordance with Rule 35.9J.
Endorsement CO 04 97 Home Day Care Coverage will be attached to the policy.
