MISSOURI

SECTION 35

RENTAL DWELLING

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
RULE 35.6
  DATE: 12-14-2017

RULE 35.6 - WINDSTORM OR HAIL DEDUCTIBLE (CO 30 60)

The policy may be endorsed with a special Windstorm or Hail deductible. This deductible applies to Section I - Property Coverage losses.

Effective July 1, 2014, a Windstorm/Hail Deductible of 2% will be mandatory for all new business with wood roofs. Effective
July 1, 2014, a Windstorm/Hail Deductible of 2% will be mandatory for all renewals with wood, slate or tile roofs. Wood roofs include composition shingle over wood, wood shake, wood shingle, wood over composition and wood over wood. Effective December 14, 2017, when the policy has a 2% Windstorm/Hail Deductible due to the type of roof, the policyholder may select a dollar deductible of $4,000, $5,000, $7,500 or $10,000 instead of the 2% deductible.

Effective July 1, 2014, the Windstorm or Hail Deductible will be mandatory for all new and renewal business. A Windstorm or Hail Deductible of 1% will be automatically applied to all new and renewal business with roofs that are less than 15 years old. If a policyholder's current policy has a 2% or higher Windstorm or Hail Deductible, the deductible will not be changed to 1%. A Windstorm or Hail Deductible of 2% will be automatically applied to all new and renewal business with roofs that are 15 years or older. When a roof ages to 15 years or older, the 1% Windstorm or Hail Deductible will be changed to 2%. If a policyholder's current policy has a 3% Windstorm or Hail Deductible the deductible will not be changed to 2%. If the policyholder notifies us that they replaced their roof, the deductible may be changed to 1%.

Effective December 14, 2017, for Rental Dwelling policies that have a 1% Windstorm/Hail Deductible due to the age of the roof being less than 15 years old, the policyholder may select a dollar deductible of $2,500, $3,000, $4,000, $5,000, $7,500 or $10,000 instead of the 1% deductible. Effective December 14, 2017, for Rental Dwelling policies that have a 2% Windstorm/Hail Deductible due to the age of the roof being 15 years old or older, the policyholder may select a dollar deductible of $4,000, $5,000, $7,500 or $10,000 instead of the 2% deductible.

A 2% Windstorm or Hail Deductible will be automatically applied to all policies that do not have a valid automobile insurance policy issued by the Automobile Club Inter-Insurance Exchange, the Auto Club Family Insurance Company or an Auto Club Enterprises affiliate. If a policyholder's current policy has the 3% Windstorm or Hail Deductible the deductible will not be changed to 2%. Effective December 14, 2017, when the policy has a 2% Windstorm/Hail Deductible due to not having a valid automobile insurance policy issued by the Automobile Club Inter-Insurance Exchange, the policyholder may select a dollar deductible of $4,000, $5,000, $7,500 or $10,000 instead of the 2% deductible.

The Windstorm or Hail Deductible may be changed to the Roof Surfaces endorsement at the policyholder's request. Effective December 14, 2017, the Windstorm or Hail Deductible may be changed from a percentage deductible to a dollar deductible at the policyholder's request.

A premium credit will be given. The premium credit factor will be as follows:

Windstorm/Hail Deductible - 1%
Coverage A Amount Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$35,001
to
$50,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$50,001
to
$75,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$75,001
to
$100,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$100,001
to
$125,000
.980
1.000
1.000
1.000
1.000
1.000
1.000
$125,001
to
$150,000
.960
1.000
1.000
1.000
1.000
1.000
1.000
$150,001
to
$175,000
.940
.980
1.000
1.000
1.000
1.000
1.000
$175,001
to
$200,000
.930
.970
1.000
1.000
1.000
1.000
1.000
$200,001
to
$225,000
.920
.960
.990
1.000
1.000
1.000
1.000
$225,001
to
$250,000
.910
.950
.980
1.000
1.000
1.000
1.000
$250,001
to
$275,000
.910
.940
.970
.990
1.000
1.000
1.000
$275,001
to
$300,000
.910
.940
.960
.980
1.000
1.000
1.000
$300,001
to
$325,000
.900
.930
.950
.970
.990
1.000
1.000
$325,001
to
$350,000
.900
.920
.940
.960
.990
1.000
1.000
$350,001
to
$375,000
.900
.920
.930
.960
.980
1.000
1.000
$375,001
to
$400,000
.890
.910
.930
.950
.980
1.000
1.000
$400,001
to
$425,000
.890
.910
.920
.950
.980
.990
1.000
$425,001
to
$450,000
.880
.900
.920
.950
.970
.990
1.000
$450,001
to
$475,000
.880
.900
.920
.940
.970
.980
1.000
$475,001
to
$500,000
.880
.900
.910
.930
.960
.980
1.000
$500,001+
.880
.900
.910
.920
.950
.970
.980

 

 

             
Coverage A Amount Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
   
$35,001
to
$50,000
1.000
1.000
   
$50,001
to
$75,000
1.000
1.000
   
$75,001
to
$100,000
1.000
1.000
   
$100,001
to
$125,000
1.000
1.000
   
$125,001
to
$150,000
1.000
1.000
   
$150,001
to
$175,000
1.000
1.000
   
$175,001
to
$200,000
1.000
1.000
   
$200,001
to
$225,000
1.000
1.000
   
$225,001
to
$250,000
1.000
1.000
   
$250,001
to
$275,000
1.000
1.000
   
$275,001
to
$300,000
1.000
1.000
   
$300,001
to
$325,000
1.000
1.000
   
$325,001
to
$350,000
1.000
1.000
   
$350,001
to
$375,000
1.000
1.000
   
$375,001
to
$400,000
1.000
1.000
   
$400,001
to
$425,000
1.000
1.000
   
$425,001
to
$450,000
1.000
1.000
   
$450,001
to
$475,000
1.000
1.000
   
$475,001
to
$500,000
1.000
1.000
   
$500,001+
.990
1.000
   

 

Windstorm/Hail Deductible - 2%
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$35,001
to
$50,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$50,001
to
$75,000
.950
1.000
1.000
1.000
1.000
1.000
1.000
$75,001
to
$100,000
.920
.960
1.000
1.000
1.000
1.000
1.000
$100,001
to
$125,000
.900
.930
.970
1.000
1.000
1.000
1.000
$125,001
to
$150,000
.890
.920
.950
.980
1.000
1.000
1.000
$150,001
to
$175,000
.880
.910
.930
.960
.990
1.000
1.000
$175,001
to
$200,000
.860
.890
.920
.950
.980
1.000
1.000
$200,001
to
$225,000
.860
.890
.910
.940
.970
.990
1.000
$225,001
to
$250,000
.850
.880
.900
.920
.960
.990
1.000
$250,001
to
$275,000
.850
.870
.890
.910
.950
.980
.990
$275,001
to
$300,000
.840
.860
.880
.900
.940
.980
.990
$300,001
to
$325,000
.840
.860
.880
.900
.940
.970
.990
$325,001
to
$350,000
.830
.850
.870
.890
.930
.970
.980
$350,001
to
$375,000
.830
.850
.860
.880
.920
.960
.980
$375,001
to
$400,000
.820
.840
.860
.870
.910
.950
.980
$400,001
to
$425,000
.820
.840
.850
.870
.910
.940
.980
$425,001
to
$450,000
.820
.840
.850
.860
.900
.930
.970
$450,001
to
$475,000
.820
.840
.850
.860
.890
.920
.970
$475,001
to
$500,000
.820
.830
.840
.840
.870
.900
.960
$500,001+
.820
.830
.830
.830
.850
.880
.940

 

             
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
   
$35,001
to
$50,000
1.000
1.000
   
$50,001
to
$75,000
1.000
1.000
   
$75,001
to
$100,000
1.000
1.000
   
$100,001
to
$125,000
1.000
1.000
   
$125,001
to
$150,000
1.000
1.000
   
$150,001
to
$175,000
1.000
1.000
   
$175,001
to
$200,000
1.000
1.000
   
$200,001
to
$225,000
1.000
1.000
   
$225,001
to
$250,000
1.000
1.000
   
$250,001
to
$275,000
1.000
1.000
   
$275,001
to
$300,000
1.000
1.000
   
$300,001
to
$325,000
1.000
1.000
   
$325,001
to
$350,000
1.000
1.000
   
$350,001
to
$375,000
1.000
1.000
   
$375,001
to
$400,000
.990
1.000
   
$400,001
to
$425,000
.990
1.000
   
$425,001
to
$450,000
.990
1.000
   
$450,001
to
$475,000
.980
1.000
   
$475,001
to
$500,000
.980
1.000
   
$500,001+
.970
.980
   
               
               
Windstorm/Hail Deductible - 3%
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
1.000
1.000
1.000
1.000
1.000
1.000
1.000
$35,001
to
$50,000
.980
1.000
1.000
1.000
1.000
1.000
1.000
$50,001
to
$75,000
.930
.990
.990
1.000
1.000
1.000
1.000
$75,001
to
$100,000
.890
.950
.980
.990
1.000
1.000
1.000
$100,001
to
$125,000
.870
.910
.940
.970
.990
1.000
1.000
$125,001
to
$150,000
.860
.900
.930
.960
.980
.990
1.000
$150,001
to
$175,000
.850
.890
.910
.940
.980
.990
.990
$175,001
to
$200,000
.840
.870
.890
.920
.960
.990
.990
$200,001
to
$225,000
.830
.860
.880
.910
.940
.980
.990
$225,001
to
$250,000
.820
.850
.870
.890
.930
.970
.980
$250,001
to
$275,000
.820
.840
.860
.880
.920
.960
.980
$275,001
to
$300,000
.810
.840
.850
.870
.910
.950
.970
$300,001
to
$325,000
.810
.830
.850
.870
.910
.950
.970
$325,001
to
$350,000
.800
.830
.840
.860
.900
.940
.970
$350,001
to
$375,000
.800
.820
.830
.850
.890
.930
.960
$375,001
to
$400,000
.790
.820
.830
.840
.880
.920
.960
$400,001
to
$425,000
.790
.810
.820
.840
.880
.910
.950
$425,001
to
$450,000
.790
.810
.820
.830
.870
.900
.940
$450,001
to
$475,000
.790
.810
.820
.830
.860
.890
.920
$475,001
to
$500,000
.790
.800
.810
.810
.830
.860
.900
$500,001+
.790
.800
.800
.800
.810
.830
.880
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
.990
1.000
         
$275,001
to
$300,000
.990
1.000
         
$300,001
to
$325,000
.990
1.000
         
$325,001
to
$350,000
.990
.990
         
$350,001
to
$375,000
.980
.990
         
$375,001
to
$400,000
.980
.990
         
$400,001
to
$425,000
.970
.990
         
$425,001
to
$450,000
.960
.980
         
$450,001
to
$475,000
.950
.980
         
$475,001
to
$500,000
.950
.970
         
$500,001+
.940
.960
         
               
               
Windstorm/Hail Deductible - $2,500
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.877
.923
.967
1.000
1.000
1.000
1.000
$35,001
to
$50,000
.882
.925
.968
1.000
1.000
1.000
1.000
$50,001
to
$75,000
.886
.926
.969
1.000
1.000
1.000
1.000
$75,001
to
$100,000
.890
.928
.970
1.000
1.000
1.000
1.000
$100,001
to
$125,000
.900
.930
.970
1.000
1.000
1.000
1.000
$125,001
to
$150,000
.904
.938
.973
1.000
1.000
1.000
1.000
$150,001
to
$175,000
.909
.943
.974
1.000
1.000
1.000
1.000
$175,001
to
$200,000
.913
.947
.975
1.000
1.000
1.000
1.000
$200,001
to
$225,000
.917
.948
.976
1.000
1.000
1.000
1.000
$225,001
to
$250,000
.923
.950
.980
1.000
1.000
1.000
1.000
$250,001
to
$275,000
.929
.955
.981
1.000
1.000
1.000
1.000
$275,001
to
$300,000
.937
.959
.982
1.000
1.000
1.000
1.000
$300,001
to
$325,000
.940
.961
.984
1.000
1.000
1.000
1.000
$325,001
to
$350,000
.943
.963
.985
1.000
1.000
1.000
1.000
$350,001
to
$375,000
.946
.965
.986
1.000
1.000
1.000
1.000
$375,001
to
$400,000
.950
.967
.987
1.000
1.000
1.000
1.000
$400,001
to
$425,000
.952
.969
.989
1.000
1.000
1.000
1.000
$425,001
to
$450,000
.954
.970
.990
1.000
1.000
1.000
1.000
$450,001
to
$475,000
.956
.972
.991
1.000
1.000
1.000
1.000
$475,001
to
$500,000
.958
.974
.993
1.000
1.000
1.000
1.000
$500,001+
.960
.978
.994
1.000
1.000
1.000
1.000
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
1.000
1.000
         
$275,001
to
$300,000
1.000
1.000
         
$300,001
to
$325,000
1.000
1.000
         
$325,001
to
$350,000
1.000
1.000
         
$350,001
to
$375,000
1.000
1.000
         
$375,001
to
$400,000
1.000
1.000
         
$400,001
to
$425,000
1.000
1.000
         
$425,001
to
$450,000
1.000
1.000
         
$450,001
to
$475,000
1.000
1.000
         
$475,001
to
$500,000
1.000
1.000
         
$500,001+
1.000
1.000
         
               
               
Windstorm/Hail Deductible - $3,000
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.856
.895
.935
.963
1.000
1.000
1.000
$35,001
to
$50,000
.859
.898
.937
.965
1.000
1.000
1.000
$50,001
to
$75,000
.863
.900
.939
.966
1.000
1.000
1.000
$75,001
to
$100,000
.870
.903
.942
.968
1.000
1.000
1.000
$100,001
to
$125,000
.877
.910
.947
.969
1.000
1.000
1.000
$125,001
to
$150,000
.890
.920
.950
.970
1.000
1.000
1.000
$150,001
to
$175,000
.897
.923
.952
.972
1.000
1.000
1.000
$175,001
to
$200,000
.904
.927
.953
.973
1.000
1.000
1.000
$200,001
to
$225,000
.908
.931
.955
.975
1.000
1.000
1.000
$225,001
to
$250,000
.913
.934
.957
.977
1.000
1.000
1.000
$250,001
to
$275,000
.917
.938
.958
.979
1.000
1.000
1.000
$275,001
to
$300,000
.921
.940
.960
.980
1.000
1.000
1.000
$300,001
to
$325,000
.924
.943
.962
.982
1.000
1.000
1.000
$325,001
to
$350,000
.926
.946
.964
.984
1.000
1.000
1.000
$350,001
to
$375,000
.928
.949
.966
.986
1.000
1.000
1.000
$375,001
to
$400,000
.931
.951
.967
.987
1.000
1.000
1.000
$400,001
to
$425,000
.933
.954
.969
.989
1.000
1.000
1.000
$425,001
to
$450,000
.936
.957
.971
.990
1.000
1.000
1.000
$450,001
to
$475,000
.939
.961
.973
.991
1.000
1.000
1.000
$475,001
to
$500,000
.943
.963
.976
.993
1.000
1.000
1.000
$500,001+
.949
.967
.980
.995
1.000
1.000
1.000
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
1.000
1.000
         
$275,001
to
$300,000
1.000
1.000
         
$300,001
to
$325,000
1.000
1.000
         
$325,001
to
$350,000
1.000
1.000
         
$350,001
to
$375,000
1.000
1.000
         
$375,001
to
$400,000
1.000
1.000
         
$400,001
to
$425,000
1.000
1.000
         
$425,001
to
$450,000
1.000
1.000
         
$450,001
to
$475,000
1.000
1.000
         
$475,001
to
$500,000
1.000
1.000
         
$500,001+
1.000
1.000
         
               
               
Windstorm/Hail Deductible - $4,000
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.826
.863
.895
.924
.960
1.000
1.000
$35,001
to
$50,000
.829
.866
.900
.926
.962
1.000
1.000
$50,001
to
$75,000
.835
.869
.903
.929
.964
1.000
1.000
$75,001
to
$100,000
.840
.873
.907
.933
.965
1.000
1.000
$100,001
to
$125,000
.846
.877
.911
.938
.966
1.000
1.000
$125,001
to
$150,000
.851
.881
.915
.942
.967
1.000
1.000
$150,001
to
$175,000
.856
.885
.918
.945
.969
1.000
1.000
$175,001
to
$200,000
.860
.890
.920
.950
.970
1.000
1.000
$200,001
to
$225,000
.863
.894
.922
.951
.971
1.000
1.000
$225,001
to
$250,000
.867
.899
.923
.952
.972
1.000
1.000
$250,001
to
$275,000
.871
.905
.924
.954
.974
1.000
1.000
$275,001
to
$300,000
.876
.910
.925
.955
.975
1.000
1.000
$300,001
to
$325,000
.884
.914
.926
.956
.976
1.000
1.000
$325,001
to
$350,000
.891
.917
.928
.957
.977
1.000
1.000
$350,001
to
$375,000
.896
.919
.929
.958
.979
1.000
1.000
$375,001
to
$400,000
.900
.922
.930
.960
.980
1.000
1.000
$400,001
to
$425,000
.905
.926
.937
.962
.982
1.000
1.000
$425,001
to
$450,000
.911
.931
.945
.964
.983
1.000
1.000
$450,001
to
$475,000
.919
.938
.948
.967
.984
1.000
1.000
$475,001
to
$500,000
.926
.944
.954
.971
.985
1.000
1.000
$500,001+
.933
.950
.962
.975
.987
1.000
1.000
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
1.000
1.000
         
$275,001
to
$300,000
1.000
1.000
         
$300,001
to
$325,000
1.000
1.000
         
$325,001
to
$350,000
1.000
1.000
         
$350,001
to
$375,000
1.000
1.000
         
$375,001
to
$400,000
1.000
1.000
         
$400,001
to
$425,000
1.000
1.000
         
$425,001
to
$450,000
1.000
1.000
         
$450,001
to
$475,000
1.000
1.000
         
$475,001
to
$500,000
1.000
1.000
         
$500,001+
1.000
1.000
         
               
               
Windstorm/Hail Deductible - $5,000
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.792
.822
.856
.879
.909
.947
1.000
$35,001
to
$50,000
.796
.826
.858
.883
.914
.951
1.000
$50,001
to
$75,000
.799
.829
.861
.886
.918
.954
1.000
$75,001
to
$100,000
.803
.831
.863
.888
.921
.956
1.000
$100,001
to
$125,000
.808
.837
.866
.892
.925
.958
1.000
$125,001
to
$150,000
.815
.845
.871
.895
.928
.960
1.000
$150,001
to
$175,000
.824
.855
.878
.897
.932
.963
1.000
$175,001
to
$200,000
.832
.864
.886
.905
.937
.967
1.000
$200,001
to
$225,000
.841
.872
.893
.913
.944
.976
1.000
$225,001
to
$250,000
.850
.880
.900
.920
.950
.980
1.000
$250,001
to
$275,000
.856
.882
.903
.923
.951
.981
1.000
$275,001
to
$300,000
.862
.884
.905
.925
.952
.982
1.000
$300,001
to
$325,000
.866
.887
.908
.927
.953
.983
1.000
$325,001
to
$350,000
.869
.891
.911
.929
.954
.984
1.000
$350,001
to
$375,000
.873
.894
.913
.932
.955
.985
1.000
$375,001
to
$400,000
.876
.896
.915
.933
.956
.986
1.000
$400,001
to
$425,000
.881
.899
.916
.935
.957
.987
1.000
$425,001
to
$450,000
.885
.902
.917
.937
.958
.988
1.000
$450,001
to
$475,000
.891
.905
.919
.938
.959
.989
1.000
$475,001
to
$500,000
.900
.910
.923
.943
.962
.990
1.000
$500,001+
.908
.917
.927
.947
.966
.995
1.000
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
1.000
1.000
         
$275,001
to
$300,000
1.000
1.000
         
$300,001
to
$325,000
1.000
1.000
         
$325,001
to
$350,000
1.000
1.000
         
$350,001
to
$375,000
1.000
1.000
         
$375,001
to
$400,000
1.000
1.000
         
$400,001
to
$425,000
1.000
1.000
         
$425,001
to
$450,000
1.000
1.000
         
$450,001
to
$475,000
1.000
1.000
         
$475,001
to
$500,000
1.000
1.000
         
$500,001+
1.000
1.000
         
               
               
Windstorm/Hail Deductible - $7,500
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.764
.792
.812
.831
.849
.882
.919
$35,001
to
$50,000
.766
.794
.813
.833
.852
.884
.921
$50,001
to
$75,000
.767
.796
.815
.835
.854
.886
.922
$75,001
to
$100,000
.769
.797
.817
.837
.856
.887
.924
$100,001
to
$125,000
.771
.799
.819
.839
.858
.889
.925
$125,001
to
$150,000
.774
.800
.822
.841
.860
.890
.927
$150,001
to
$175,000
.776
.801
.824
.842
.861
.891
.928
$175,001
to
$200,000
.782
.803
.826
.844
.863
.892
.930
$200,001
to
$225,000
.788
.808
.828
.847
.865
.894
.931
$225,001
to
$250,000
.797
.815
.834
.852
.869
.897
.933
$250,001
to
$275,000
.802
.821
.839
.858
.873
.902
.934
$275,001
to
$300,000
.811
.829
.845
.863
.877
.906
.936
$300,001
to
$325,000
.821
.836
.851
.869
.884
.911
.938
$325,001
to
$350,000
.825
.844
.856
.875
.895
.916
.939
$350,001
to
$375,000
.830
.850
.860
.880
.900
.920
.940
$375,001
to
$400,000
.836
.853
.866
.884
.906
.923
.943
$400,001
to
$425,000
.843
.857
.872
.888
.912
.927
.946
$425,001
to
$450,000
.851
.864
.877
.896
.916
.931
.951
$450,001
to
$475,000
.862
.871
.884
.905
.923
.936
.955
$475,001
to
$500,000
.873
.881
.892
.914
.931
.944
.959
$500,001+
.885
.894
.906
.922
.939
.953
.968
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
1.000
1.000
         
$35,001
to
$50,000
1.000
1.000
         
$50,001
to
$75,000
1.000
1.000
         
$75,001
to
$100,000
1.000
1.000
         
$100,001
to
$125,000
1.000
1.000
         
$125,001
to
$150,000
1.000
1.000
         
$150,001
to
$175,000
1.000
1.000
         
$175,001
to
$200,000
1.000
1.000
         
$200,001
to
$225,000
1.000
1.000
         
$225,001
to
$250,000
1.000
1.000
         
$250,001
to
$275,000
1.000
1.000
         
$275,001
to
$300,000
1.000
1.000
         
$300,001
to
$325,000
1.000
1.000
         
$325,001
to
$350,000
1.000
1.000
         
$350,001
to
$375,000
1.000
1.000
         
$375,001
to
$400,000
1.000
1.000
         
$400,001
to
$425,000
1.000
1.000
         
$425,001
to
$450,000
1.000
1.000
         
$450,001
to
$475,000
1.000
1.000
         
$475,001
to
$500,000
1.000
1.000
         
$500,001+
1.000
1.000
         
               
               
Windstorm/Hail Deductible - $10,000
Coverage A Amount
Range
Policy Deductible
$1,000
$1,500
$2,000
$2,500
$3,000
$4,000
$5,000
$0
to
$35,000
.744
.765
.788
.810
.820
.845
.884
$35,001
to
$50,000
.746
.766
.790
.812
.822
.847
.885
$50,001
to
$75,000
.747
.768
.792
.814
.824
.848
.886
$75,001
to
$100,000
.748
.770
.793
.815
.826
.850
.888
$100,001
to
$125,000
.750
.772
.795
.817
.827
.851
.889
$125,001
to
$150,000
.752
.774
.796
.818
.829
.853
.891
$150,001
to
$175,000
.754
.776
.798
.820
.831
.855
.892
$175,001
to
$200,000
.757
.778
.799
.821
.832
.856
.893
$200,001
to
$225,000
.760
.783
.801
.823
.834
.858
.895
$225,001
to
$250,000
.764
.787
.803
.824
.835
.860
.896
$250,001
to
$275,000
.772
.789
.805
.826
.837
.862
.898
$275,001
to
$300,000
.781
.795
.811
.828
.840
.863
.899
$300,001
to
$325,000
.788
.799
.818
.831
.844
.865
.901
$325,001
to
$350,000
.793
.807
.823
.837
.847
.867
.902
$350,001
to
$375,000
.796
.813
.827
.842
.852
.870
.904
$375,001
to
$400,000
.799
.817
.832
.846
.856
.873
.907
$400,001
to
$425,000
.804
.822
.836
.849
.861
.878
.914
$425,001
to
$450,000
.808
.828
.841
.853
.865
.886
.923
$450,001
to
$475,000
.813
.836
.845
.856
.872
.893
.932
$475,001
to
$500,000
.831
.847
.860
.871
.884
.902
.940
$500,001+
.847
.859
.876
.887
.902
.918
.946
               
Coverage A Amount
Range
Policy Deductible
$7,500
$10,000
   
$0
to
$35,000
.940
1.000
         
$35,001
to
$50,000
.942
1.000
         
$50,001
to
$75,000
.944
1.000
         
$75,001
to
$100,000
.945
1.000
         
$100,001
to
$125,000
.946
1.000
         
$125,001
to
$150,000
.948
1.000
         
$150,001
to
$175,000
.949
1.000
         
$175,001
to
$200,000
.950
1.000
         
$200,001
to
$225,000
.951
1.000
         
$225,001
to
$250,000
.953
1.000
         
$250,001
to
$275,000
.954
1.000
         
$275,001
to
$300,000
.956
1.000
         
$300,001
to
$325,000
.957
1.000
         
$325,001
to
$350,000
.959
1.000
         
$350,001
to
$375,000
.960
1.000
         
$375,001
to
$400,000
.962
1.000
         
$400,001
to
$425,000
.964
1.000
         
$425,001
to
$450,000
.965
1.000
         
$450,001
to
$475,000
.967
1.000
         
$475,001
to
$500,000
.970
1.000
         
$500,001+
.975
1.000
         
               
               
 
         

This endorsement is not available when endorsement CO 30 62 - Roof Surfaces is attached to the policy.

Endorsement CO 30 60 Windstorm or Hail Deductible will be attached to the policy.