MISSOURI

SECTION 35

RENTAL DWELLING

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
 RULE 35.7
  DATE: 12-14-2017

RULE 35.7 - ROOF SURFACES (CO 30 62)

The policy may be endorsed to provide coverage based on a Roof Surface Payment Schedule (as shown in the endorsement)on all losses caused by windstorm or hail to roof surfaces. A premium credit will be applied if this endosement is selected. The policy deductible applies to this endorsement.

For the purpose of this endorsement, roof surface refers to, but is not limited to, composition shingles, tiles, cladding, vent caps, metal or synthetic sheeting or similar materials covering the roof and includes all materials used in securing the roof surface and all materials applied to or under the roof surface for moisture protection, as well as roof flashing. Roof surface also refers to, but is not limited to, the tear off, preparation and the installation, including the applicable overhead, profit, labor, taxes and fees associated with replacement of roof surface.

The premium credit factor will be as follows:

Age of Roof
Premium Credit Factor
0 - 4 years
.905
5 - 9 years
.890
10 - 14 years
.880
15 - 19 years
.860
20 + years
.830

This endorsement is not available when endorsement CO 30 60 - Windstorm or Hail Deductible is attached to the policy.

Endorsement CO 30 62 Roof Surfaces will be attached to our Rental Dwelling Polcy.