MISSOURI

SECTION 05

HOMEOWNERS

UNDERWRITING RULES
RULES MANUAL
RULE 05.6
  DATE: 02-15-2013

RULE 05.6 - CONSUMER INSURANCE SCORE (CIS)

In order to properly underwrite and rate an insurance risk, a Consumer Insurance Score (CIS) is assigned to all policyholders. A CIS will be obtained at new business and at every third annual renewal for all policyholders. This will be only one of the factors used to rate an insurance risk.