MISSOURI

SECTION 10

HOMEOWNERS

GENERAL RULES
RULES MANUAL
RULE 10.4
  DATE: 01-15-2001

RULE 10.4 - INVESTIGATIONS

The following are primary information sources which may be used by the Underwriting Department to develop facts about the risk. This information is used for the purpose of determining desirability and proper classification.

1)   Investigative Consumer Report

A report requested from a professional reporting company which includes such general identification information as residence verification, marital status, employment, occupation, general health, habits, mode of living and financial status.

2)   Building Inspections

A report requested from a professional reporting company which includes such information as condition of dwelling, upkeep of premises, identification of any special hazards, verification of dwelling size and construction and an estimate of value.