MISSOURI

SECTION 25

HOMEOWNERS

GENERAL RATING AND CODING RULES
RULES MANUAL
RULE 25.7B
  DATE: 02-15-2014

RULE 25.7B - SECONDARY RESIDENCE

Coverage may be provided on the primary residence and 2 secondary residences*. However, coverage may not be provided on a secondary residence unless the primary residence is insured through an Auto Club Enterprises affiliate (including the Auto Club Family Insurance Company). A separate policy must be written for each residence premises.

*Underwriting approval is required for more than 2 secondary residences.

The following premium adjustments should be made:

1) Reduce the Base Premium for the policy covering the secondary residence by $15, and
2) Add charge for Other Insured Location Occupied by Insured, developed from Rule 35.9A to the policy covering the primary residence.

The dollar amount for the limits of liability for Coverage E - Personal Liability and F - Medical Payments to Others will not appear on the Declarations Certificate covering the secondary residence.