MISSOURI

SECTION 35

HOMEOWNERS

OPTIONAL LIMTIS AND COVERAGES
RULES MANUAL
RULE 35.3J
  DATE: 02-15-2014

RULE 35.3J - REFRIGERATED FOOD SPOILAGE COVERAGE (CO 00 02)

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - YES, Premier Renters - YES

The policy may be endorsed to provide coverage for damage to or spoilage of perishable foods owned by any insured and kept in a refrigerator or freezer located on the residence premises. Coverage will apply if the loss results from interruption of power to the refrigerator or freezer caused by damage to or failure of the generating or transmitting equipment or mechanical breakdown of the refrigerator or freezer.

The following limits are available:

Coverage Limit
Premium
        $  250
$15
500
$25
1,000
$50

Endorsement CO 00 02 Refrigerated Food Spoilage Coverage will be attached to the policy.

This endorsement may only be added at new business or at renewal.