MISSOURI

SECTION 35

HOMEOWNERS

OPTIONAL LIMTIS AND COVERAGES
RULES MANUAL
RULE 35.4
  DATE: 02-15-2014

RULE 35.4 - COVERAGE D - LOSS OF USE

The policy provides coverage for actual loss sustained within 12 months from the date of loss not to exceed 30% of the Coverage A amount for Premier, Premier Plus and Premier Select policies and 30% of the Coverage C amount for Premier Condominium Owners and Premier Renters policies.

We will also pay any reasonable and necessary increase in living expenses and actual loss of rental income if a civil authority prohibits the insured from ocupying the residence premises as a result of direct damage to neighboring property by a covered cause of loss. This coverage is limited to 2 weeks and shall not exceed $2,500. A $500 deductible will apply.