MISSOURI

SECTION 35

HOMEOWNERS

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
RULE 35.9H
  DATE: 10-15-2005

RULE 35.9H - PERMITTED INCIDENTAL OCCUPANCIES - OTHER RESIDENCE (CO 24 43)

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - YES, Premier Renters - YES

The policy may be endorsed to cover increased Section II - Liability Coverages exposure arising from a permitted incidental occupancy in another residence occupied by the insured. The additional premium is calculated by multiplying $18 by the appropriate factor indicated in Rule 35.7B.

If the limit for Coverage F - Medical Payments to Others is other than $1,000, add the appropriate additional amount indicated in Rule 35.8B to the result calculated above.

Endorsement CO 24 43 Permitted Incidental Occupancies - Other Residence will be attached to the policy.