MISSOURI

SECTION 35

HOMEOWNERS

OPTIONAL LIMITS AND COVERAGES
RULES MANUAL
 RULE 35.8B
  DATE: 10-15-2005

RULE 35.8B - INCREASED LIMITS - OTHER EXPOSURES

Applies to: Premier - YES, Premier Plus - YES, Premier Select - YES,
Premier Condo - YES, Premier Renters - YES

Unless otherwise stated, the premiums in the following rules are for the basic limit of $1,000 Coverage F - Medical Payments to Others. If higher limits of Coverage F - Medical Payments to Others are written in accordance with Rule 35.8A, then the same limits must be applied to any exposure in the following Rules 35.9A through 35.9J. The applicable endorsement number, description, appropriate rating rule and additional premiums to be added are as follows:

Endorsement
    
Increased Limits Premium
Number
 Description
Rule #
$2,000
$3,000
$4,000
$5,000
*
Additional Residences
$ 1
$ 2
$ 3
$4
CO 04 40
 Structure Rented to Others - Residence Premises
  1
  2
  3
 4
*
 Residence Employees
  1
  2
  3
 4
CO 04 42
 Permitted Incidental Occupancies Residence Premises
  5
 10
 15
19
CO 24 43
 Permitted Incidental Occupancies Other Residence
  3
 6
  9
11
CO 24 70
 Additional Residence Rented to Others
  1
 2
  3
 4
CO 24 71
 Business Pursuits
  1. Clerical employees  
  1
 2
  3
 4
  2. Sales person, installation, etc.  
  1
 2
  3
 4
  3. Teachers  
    a. Lab, athletic,etc.  
   2
 4
  6
 7
    b. Other  
   1
 2
  3
 4
CO 24 75
 Outboard Motors and
Watercraft
   5
10
 15
20
CO 24 75
 Sailboats with or
without motors
   5
10
 15
20
CO 24 72
 Incidental Farming
   1
 2
  3
 4
CO 04 97
 Home Day Care
   5
10
 15
19

* Declarations Certificate will indicate the existence of this coverage