MISSOURI

SECTION 15

HOMEOWNERS

POLICY FORMS
RULES MANUAL
RULE 15.4B
  DATE: 04-15-2016

RULE 15.4B - OPTIONAL ENDORSEMENTS

Various optional endorsements may be added to the policy. These endorsements may reflect a reduction in premium due to a specific discount being applied or an increase in premium due to an increase in coverage. The listing below indicates the endorsement number, edition date, title and applicable manual rule number(s).

END. #
EDITION
DESCRIPTION
RULE
NUMBER(S)
CO 00 02

02/14

REFRIGERATED FOOD SPOILAGE COVERAGE ENDORSEMENT
CO 00 03
07/05
RESIDENCE GLASS COVERAGE ENDORSEMENT
CO 00 06
07/11
WATERBED LIABILITY - PREMIER RENTERS POLICY
CO 00 08
07/11
INCREASED LIMITS ON BUSINESS PROPERTY ON OR OFF THE RESIDENCE PREMISES
CO 00 13
07/11
THEFT COVERAGE - INCREASED LIMIT
CO 00 17
04/13
ROOF SURFACES (PREMIER POLICY)
CO 00 18
04/13
ROOF SURFACES (PREMIER PLUS POLICY)
CO 03 12
07/05
WINDSTORM OR HAIL PERCENTAGE DEDUCTIBLE
CO 04 10
07/05
ADDITIONAL INTERESTS
CO 04 12
07/11
INCREASED LIMITS ON BUSINESS PROPERTY
CO 04 14
07/11
SPECIAL COMPUTER COVERAGE
CO 04 16
07/05
PREMISES ALARM OR FIRE PROTECTION SYSTEM
CO 04 35
07/11
LOSS ASSESSMENT COVERAGE
CO 04 36
04/16
LOSS ASSESSMENT COVERAGE FOR EARTHQUAKE
CO 04 40
07/11
STRUCTURES RENTED TO OTHERS - RESIDENCE PREMISES
CO 04 41
07/05
ADDITIONAL INSURED - RESIDENCE PREMISES
CO 04 42
07/11
PERMITTED INCIDENTAL OCCUPANCIES - RESIDENCE PREMISES
CO 04 48
07/05
OTHER STRUCTURES INCREASED LIMITS
CO 04 50
07/05
INCREASED LIMIT ON PERSONAL PROPERTY IN OTHER RESIDENCES
CO 04 53
07/11
CREDIT CARD, FUND TRANSFER CARD, FORGERY AND COUNTERFEIT MONEY COVERAGE
CO 04 54
04/16
EARTHQUAKE
CO 04 55
07/11
IDENTITY FRAUD EXPENSE COVERAGE
CO 04 56
07/11
SPECIAL LOSS SETTLEMENT
CO 04 61
07/11
SCHEDULED PERSONAL PROPERTY ENDORSEMENT
CO 04 65
07/11

COVERAGE C INCREASED INDIVIDUAL LIMITS OF LIABILITY (PREMIER, SELECT, CONDO & RENTERS)

CO 04 66
07/11
COVERAGE C INCREASED INDIVIDUAL LIMITS OF LIABILITY (PREMIER PLUS
OR CO 17 31)
CO 04 77
07/11
ORDINANCE OR LAW COVERAGE
CO 04 80
07/11
RESIDENCE RENTAL THEFT
CO 04 90
07/11
PERSONAL PROPERTY REPLACEMENT COST
CO 04 92
07/05
SPECIFIC STRUCTURES AWAY FROM THE RESIDENCE PREMISES
CO 04 95
11/11
WATER BACK UP AND SUMP OVERFLOW
CO 04 97
07/11
HOME DAY CARE COVERAGE ENDORSEMENT
CO 05 28
07/11
OWNED MOTORIZED GOLF CART PHYSICAL LOSS COVERAGE
CO 17 31
07/11
UNIT - OWNERS COVERAGE C - SPECIAL COVERAGE
CO 17 32
02/14
UNIT - OWNERS COVERAGE A - SPECIAL COVERAGE
CO 17 33
07/11
UNIT - OWNERS RENTAL TO OTHERS
CO 24 43
07/11
PERMITTED INCIDENTAL OCCUPANCIES -
OTHER RESIDENCE
CO 24 70
07/11
ADDITIONAL RESIDENCE RENTED TO OTHERS
CO 24 71
07/05
BUSINESS PURSUITS
CO 24 72
07/11
INCIDENTAL FARMING PERSONAL LIABILITY
CO 24 75
07/05
WATERCRAFT
CO 24 82
01/13
PERSONAL INJURY